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BNP Paribas Cardif Global

BNP Paribas Cardif develops performance-oriented, innovative savings and insurance solutions.
 

As a BNP Paribas subsidiary, BNP Paribas Cardif Global fulfills the changing needs of customers with its distinctive partnership-based business model. Develops Managerial Staff  solutions  for end-consumers  using distribution channels in various industries.
 

Holding a strong position in 3 regions, namely EMEA, Asia and Latin America, BNP Paribas Cardif serves to 90 million customers in 36 countries as a global expert in private insurance field.
 

With over 10.000 employees worldwide, BNP Paribas Cardif reached a level of 28 billion Euros of gross written premium generation in 2015.

 

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  • A DYNAMIC, BALANCED and DIVERSE BUSINESS MODEL

    Two Core Businesses: Savings and Protection

    - Savings
    BNP Paribas Cardif savings solutions help people grow their savings for pension.


    - Protection
    As a credit insurance specialist, BNP Paribas Cardif rationally projects global economy trends in order to expand its range of products. Protection products secure people and additionally, it provides protection for budgets, income and credit cards.


    Three Distribution Channels

    BNP Paribas Cardif operates through three different channels: Retail Banking, Partnership, Digital&Broker, in order to efficiently develop and distribute its products.


    Retail Banking Channel
    Retail Banking Channel manages distribution of products through BNP Paribas private banking networks.


    Partnership Channel
    BNP Paribas Cardif aims to set the global excellency standard in terms of insurance partnerships. Offers solutions to leading businesses of the world including banks, consumer loan firms, funding affiliates of car manufacturers and retail chains.


    Digital & Broker Channel
    This channel empowers the digital expertise of BNP Paribas Cardif, which is a significant factor for the distribution strategies of partners and the business model between insurance brokers and BNP Paribas Cardif. This channel is a strategic segment established in Belgium, the Netherlands and England.

     

  • POWERFUL SOLUTIONS IN THREE REGIONS

    Europe

    Operation in 23 European countries


    Asia
    Taiwan and Japan: 1st place in Loan Protection Insurance
    Taiwan: van: 2nd place in associated contracts
    South Korea: 2nd place associated contracts


    Latin America
    Argentina: 1st place in Loan Protection Insurance
    Chile: 1st place in Unemployment Insurance
    Brazil: 3rd place in Extended Coverage


    * Source: Data taken from BNP Paribas Cardif's premium generation study dated 31/12/2010, and corporate literature of competitors.

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